Navigating Finance with Complex Income: Solutions for Business Owners
We are delighted to be working with Together to offer this event to both members and non-members.
Business owners often have complex income structures and may draw relatively modest salaries. This can make it more challenging to secure finance through traditional mortgages, and some lenders are cautious about providing borrowing for business-related purposes.
In this seminar, Scott Clay, Director of Private Clients at Together, will outline approaches used to support business owners, entrepreneurs and high-net-worth individuals. The session will cover:
- Raising funds for business purposes secured against a primary residence
- Understanding different income structures, including salary, dividends, directors’ loans, rental income and pensions
- An overview of short-term, FCA-regulated lending products, including cases where income or affordability assessments may not be required
- Typical timelines for arranging funding
- Consideration of projected future earnings
Scott will also look at wider applications of specialist lending, including options for purchasing a new home before selling an existing property, and considerations for older directors seeking short-term borrowing.
The session will include interactive elements, with case studies and practical examples to illustrate different scenarios.
About the Speakers:
Scott Clay joined Together in 2017 and is the Director of Together Private Clients. With over 20+ years’ experience in financial services, he has built an enviable network across the industry having worked with HNW clients, Hedge Funds, Insurance and Financial Advisory businesses. Scott has strong entrepreneurial instincts having founded his own financial services businesses, as well as being a qualified IFA. Scott has an MBA from Manchester Business School and was also voted one of the all-time top graduates from Pareto Law.
Interested In The Event?
If you’re interested in attending, you can book online here.
For any further enquires about this event, contact [email protected]
