What the business needs. 

It is important to remember that, not all businesses are the same and not all clients want the same level of service. 

A good Fractional Finance Director does what the business needs. 

However, below I outline, broadly the activities that I undertake on a monthly basis for a “standard” client. 

I have tried to keep it simple as this isn’t aimed at other finance professionals it’s for owner-managers. 

What does the business need to have in place  

As a Fractional FD I build on your finance function – I don’t replace it. 

Your business should already be able to: 

• Keep accurate, up-to-date records 

• Raise and post sales invoices and costs 

• Stay on top of credit control (getting cash in) 

• Reconcile key balances (bank, VAT, etc.) 

• Have someone handling day-to-day finance (FC / bookkeeper / accounts team) 

Why this matters: 

• Saves time (and cost) on fixing errors 

• Let’s me focus on helping you run the business, not tidying the books 

How much time does a Fractional FD need per month 

I typically need around 4 days per month. 

If the above is in place and there are no significant one-offs, such as major fundraising or buying/ selling all or some of a business. 

If this seems like a lot for your business, maybe it is, as I said above all business are different and all clients are different, so speak to me. 

Review the numbers & support your team  – 1 Day 

Working with your finance person/team: 

• Check the underlying numbers make sense 

• Post key adjustments 

• Spot errors or gaps 

• Guide and train the team 

What you get: 

• Confidence your numbers are right 

• A stronger, more capable finance team 

• Fewer nasty surprises later 

Prepare Monthly management accounts & board pack – 1 Day 

• Prepare clear management accounts 

• Highlight key trends (sales, margins, costs) 

• Explain what’s going well – and what isn’t 

What you get: 

• Numbers that are actually useful 

• Clear visibility on performance 

• Better, faster decision-making 

Board meeting / leadership support – ½ day 

• Talk you through the numbers 

• Answer questions in plain English 

• Challenge where needed 

• Link financials to real business decisions 

What you get: 

• More confidence in your decisions 

• Proper financial input at leadership level 

• Someone who can translate numbers into actio 

Help to manage Cashflow & working capital – ½ Day 

Focus on the lifeblood of the business: 

• Cashflow forecasting 

• Getting cash in faster (credit control) 

• Managing stock levels 

• Planning supplier payments 

What you get: 

• Fewer cashflow headaches 

• Better control over money in and out 

• A more stable, predictable business 

General support & sounding board – ½ Day 

• Ad hoc questions 

• Input on pricing, hiring, investment 

• Talking to banks or investors if needed 

What you get: 

• Access to an experienced FD without hiring one full-time 

• A second opinion on important decisions 

• Someone in your corner 

Planning & one-offs – ½ Day 

• Budgets and forecasts 

• Scenario planning (“what if we…”) 

• Year-end prep 

• Improving systems and processes 

What you get: 

• A business that’s looking ahead, not just reacting 

• Less stress around year-end 

• Better planning for growth 

Summary  

A fractional FD helps you: 

• Understand your numbers 

• Control your cash 

• Make better decisions 

All without the cost of a full-time hire. 

For many owner-managed businesses in the £2m–£50m range, it’s the missing piece between basic bookkeeping and real financial leadership.